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DMTF asked:


What would be best amount of total coverage to carry for auto insurance and homeowners insurance including an umbrella policy. I realize claims are skyrocketing, and I don’t presently have an umbrella policy. Would like to know what I should be targeting. Thanks!

Katelyn

skunkaperecords asked:


What would be the best way of conducting a transaction without getting the auto insurance involved for an accident?

Person hit me and neither of us want to report it to our auto insurance. They don’t trust that I won’t report it to the insurance after I get paid from him.

What should I do?

Alexa

josiefine99 asked:


In the state of Washington what happens when invalid auto insurance is given at the scene of a minor traffic accident?

Brian

bigdogchris asked:


I bought a used car a few months ago that had a near flawless finish. Over the past few months it’s been scratched several times by my nephew on his bike. We’ve talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel.

The problem is, before I knew I could claim damages, I used a touch up kit to cover the scratches and gouges so they are hard to see. But I could still take pictures of them as they stand now and probably get a letter from the salesman, proclaiming the condition that he told it to me in. What else do I need to file a claim with Auto Owners? Yes, I have full coverage, including comprehensive.

Mya

yendis asked:


I heard that auto insurance companies will cancel your policy, causing you to lapse, if they find out you are leaving them, is that true? I am planning on buying a new auto policy this week that will go in effect on Apr 1 and faxing in my request to cancel my current policy on that same day, am I safe?

Brianna

Jesus V asked:


We live in Florida, and my son has just turned 16, He wants to get his licenses but we don’t want our insurance to go up too much. From what I hear it is very expensive, yet i hear other people saying that some auto insurance company’s have very cheap rates for adding a first time driver. So if there are any other parents that know of a company that they use that is pretty cheap please let me know.
Thank you.
Yes we are planing on “adding” him to our plan.

Lucas

Tara H asked:


10pts to best answer. Question about auto insurance policies?

I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

Joshua

Slim asked:


I rear ended someone, and there was no injuries. How long will they take to get a bill from the insurance company? I called the auto body shop and they said the auto damage was fixable….
Is this a final bill…or will other bills come later?

Camila

happyme asked:


I am in the process of filing an auto insurance claim (it wasn’t an accident, but I did cause some damage to my car due to icy road conditions; I hit a curb).
Now, when do premiums usually go up? At next renewal, or immediately?

Trinity

tyler s asked:


I’m going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I’d like to be able to drive the day I get my license, but my parents don’t want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?

Charles